General Insurance Products

Auto Insurance

Auto Insurance

Comprehensive

Auto Thirdparty

Thirdparty

For as low as N15000
Thirdparty

Householder

Householder

For as low as N7,500

Flexi Home Bronze @ N7,500

  • Insured Content Value of N 1,000,000
  • Period of Cover is 1 year
  • Covers damage to contents from theft/burglary, natural disasters and fire. Furniture & furnishings, carpets and rugs; Electrical items; Home theatre equipment; Clothes, Jewelleries and shoes; Bedding, towels and other related items; Kitchen Utensils, Toys and sporting equipment.
  • Single article limit of NGN 50,000 is applicable.

  • Insured Content Value of N 2,000,000
  • Period of Cover is 1 year
  • Covers damage to contents from theft/burglary, natural disasters and fire. Furniture & furnishings, carpets and rugs; Electrical items; Home theatre equipment; Clothes, Jewelleries and shoes; Bedding, towels and other related items; Kitchen Utensils, Toys and sporting equipment.
  • Single article limit of NGN 100,000 is applicable.

  • Insured Content Value of N 3,000,000
  • Period of Cover is 1 year
  • Covers damage to contents from theft/burglary, natural disasters and fire. Furniture & furnishings, carpets and rugs; Electrical items; Home theatre equipment; Clothes, Jewelleries and shoes; Bedding, towels and other related items; Kitchen Utensils, Toys and sporting equipment.
  • Single article limit of NGN 150,000 is applicable.

  • Insured Content Value of N 5,000,000
  • Period of Cover is 1 year
  • Covers damage to contents from theft/burglary, natural disasters and fire. Furniture & furnishings, carpets and rugs; Electrical items; Home theatre equipment; Clothes, Jewelleries and shoes; Bedding, towels and other related items; Kitchen Utensils, Toys and sporting equipment.
  • Single article limit of NGN 250,000 is applicable.

Personal Accident

Personal Accident Insurance

For as low as N1,500

Flexi Guard Silver @ N1,500

  • The policy provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events such as road accidents and domestic accidents. It will pay agreed benefits in the event of physical events or accidents resulting in the following:
  • Bodily injuries to the Insured and/or member of the household;
  • Permanent disability i.e. loss of limps, eyes, toes, fingers et.c;
  • Reimbursement of medical expenses incurred as a result of the incident up to the chosen limit;
  • Death or Permanent Disability – NGN 500,000
  • Medical Expenses – NGN 50,000
  • Burial Expenses – NGN 50,000
  • Strike, Riot and Civil Commotion extension;
  • Disappearance extension;
  • Motorcycling risks - whilst as a rider or a passenger;
  • Wild animal attacks, dog bites extension;
  • 24/7 coverage; Worldwide coverage;
  • More than one unit can be purchased with accumulated benefits; 5% discount for 2-3 units and 10% discount for 4 units and above.

  • The policy provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events such as road accidents and domestic accidents. It will pay agreed benefits in the event of physical events or accidents resulting in the following:
  • Bodily injuries to the Insured and/or member of the household;
  • Permanent disability i.e. loss of limps, eyes, toes, fingers et.c;
  • Reimbursement of medical expenses incurred as a result of the incident up to the chosen limit;
  • Death or Permanent Disability – NGN 1,000,000
  • Medical Expenses – NGN 100,000
  • Burial Expenses – NGN 50,000
  • Strike, Riot and Civil Commotion extension;
  • Disappearance extension;
  • Motorcycling risks - whilst as a rider or a passenger;
  • Wild animal attacks, dog bites extension;
  • 24/7 coverage; Worldwide coverage;
  • More than one unit can be purchased with accumulated benefits; 5% discount for 2-3 units and 10% discount for 4 units and above.

  • The policy provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events such as road accidents and domestic accidents. It will pay agreed benefits in the event of physical events or accidents resulting in the following:
  • Bodily injuries to the Insured and/or member of the household;
  • Permanent disability i.e. loss of limps, eyes, toes, fingers et.c;
  • Reimbursement of medical expenses incurred as a result of the incident up to the chosen limit;
  • Death or Permanent Disability – NGN 2,000,000
  • Medical Expenses – NGN 200,000
  • Burial Expenses – NGN 50,000
  • Strike, Riot and Civil Commotion extension;
  • Disappearance extension;
  • Motorcycling risks - whilst as a rider or a passenger;
  • Wild animal attacks, dog bites extension;
  • 24/7 coverage; Worldwide coverage;
  • More than one unit can be purchased with accumulated benefits; 5% discount for 2-3 units and 10% discount for 4 units and above.

Auto Flex

Auto Insurance

For as low as N25,000

Auto Flexi Bronze @ N15,000

  • Insured Value of N 300,000
  • Period of Cover is 1 year
  • Damage as a result of Fire, Accident and Theft of the Insured Vehicle (up to Insured value per insurance year)
  • Third Party Property Damage of N 2,000,000
  • Third Party Bodily Injury & Death (Reasonable)
  • Flood, Strike, Riot and Civil Commotion extensions Inclusive
  • Total Loss cover (up to Insured value per insurance year)
  • Sum insured reinstatement is not applicable
  • Applicable Excess: 0% excess
  • Authorized repair limit of N 20,000
  • Depreciation is not applicable
  • Towing limits: N 20,000 inter & intra state

  • Insured Value of N 500,000
  • Period of Cover is 1 year
  • Damage as a result of Fire, Accident and Theft of the Insured Vehicle (up to Insured value per insurance year)
  • Third Party Property Damage of N 2,000,000
  • Third Party Bodily Injury & Death (Reasonable)
  • Flood, Strike, Riot and Civil Commotion extensions Inclusive
  • Total Loss cover (up to Insured value per insurance year)
  • Sum insured reinstatement is not applicable
  • Applicable Excess: 0% excess
  • Authorized repair limit of N 50,000
  • Depreciation is not applicable
  • Towing limits: N 30,000 inter & intra state

  • Insured Value of N 1,000,000
  • Period of Cover is 1 year
  • Damage as a result of Fire, Accident and Theft of the Insured Vehicle (up to Insured value per insurance year)
  • Third Party Property Damage of N 2,000,000
  • Third Party Bodily Injury & Death (Reasonable)
  • Flood, Strike, Riot and Civil Commotion extensions Inclusive
  • Total Loss cover (up to Insured value per insurance year)
  • Sum insured reinstatement is not applicable
  • Applicable Excess: 0% excess
  • Authorized repair limit of N 50,000
  • Depreciation is not applicable
  • Towing limits: N 30,000 inter & intra state

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Marine Insurance

Marine Insurance

For as low as 0.2% Buy Now

Marine Cargo Insurance @ 0.2% Buy Now

  • Insured Value up to the value of Cargo
  • Guarantees indemnity in the event of financial losses as a result of voyage mishap like sinking or stranding of carrying vessel, piracy, water damage to goods, jettison etc.
  • Coverage is for freight & cost of goods plus handling charges
  • Cover can be granted from the point of shipment/loading to the insured’s final warehouse/point of discharge
  • Applicable Excess: 10% excess

Package Policy

Package Policy

For as low as N5,000

Option A @ 5,000

  • Covers loss of Asset (Electrical equipment, Money) as a result of damage/theft/burglary/natural disasters/fire and Accident to the Insured Person(s);
    • Money
  • Insured Limit N 500,000
    • Electronic Equipment
  • Insured Value N 100,000
    • Personal Accident
  • Limit for Death/Permanent Disability N 250,000
  • Limit for Medical Expense N 20,000
  • Period of Cover is 1 year

  • Covers loss of Asset (Electrical equipment, Money) as a result of damage/theft/burglary/natural disasters/fire and Accident to the Insured Person(s);
    • Money
  • Insured Limit N 1,000,000
    • Electronic Equipment
  • Insured Value N 100,000
    • Personal Accident
  • Limit for Death/Permanent Disability N 250,000
  • Limit for Medical Expense N 20,000
  • Period of Cover is 1 year

  • Covers loss of Asset (Electrical equipment, Money) as a result of damage/theft/burglary/natural disasters/fire and Accident to the Insured Person(s);
    • Money
  • Insured Limit N 1,500,000
    • Electronic Equipment
  • Insured Value N 100,000
    • Personal Accident
  • Limit for Death/Permanent Disability N 250,000
  • Limit for Medical Expense N 20,000
  • Period of Cover is 1 year

  • Covers loss of Asset (Electrical equipment, Money) as a result of damage/theft/burglary/natural disasters/fire and Accident to the Insured Person(s);
    • Money
  • Insured Limit N 5,000,000
    • Electronic Equipment
  • Insured Value N 100,000
    • Personal Accident
  • Limit for Death/Permanent Disability N 250,000
  • Limit for Medical Expense N 20,000
  • Period of Cover is 1 year

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Personal Accident Insurance

Comming Soon